Domestic peer-to-peer

Human connections work in real time,³ so should money. Split the bill with a friend or pay the person who fixed your phone with peer-to-peer (P2P) apps enabled by Visa Direct.

Cross-border⁴ remittances

Help families stay connected globally. Deliver funds directly into receipt accounts and through digital wallets.

Account-to-account transfers

Offer users an efficient way to move money between their different institutions with the real-time³ power of debit cards.

Payouts to workers

Help attract and retain workers and boost their satisfaction by providing fast and flexible access to their earnings through Visa Direct.⁵

Payouts to small businesses

Help give small business clients more control over their cash flow with fast access to sales revenue and funds.

Payouts to consumers

With Visa Direct, offer real-time³ payments to your customers so they can have fast and secure access to their travel reimbursements, gaming and lottery winnings, insurance claims and more.

Connect with 500+ partners that support Visa Direct transactions worldwide

Industries, from gig economy to travel, are enabling faster money movement for their workers and customers through Visa Direct.

Explore our philosophy on money movement

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  1. Visa Direct is a network that facilitates funds transfers by Visa’s client financial institutions.
  2. Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
  3. Actual fund availability depends on receiving financial institution and region.
  4. Availability varies by market. Please refer to your Visa representative for more information on availability.
  5. Earned Wage Access Preferences Survey (April 2019). Commissioned by Visa and conducted by Ask Your Target Market (AYTM) among 1,000 gig workers and contractors across the United States.